BMW Financing & Deferred Payments

The health of our employees, customers, and community is our top priority. As an essential business, our Service Center remains open and is still available to help. Contact us or schedule a service online.

If you are currently leasing or financing a BMW or are thinking about leasing or financing a BMW, feel free to contact us with any questions or concerns you may have. You can manage your account through the MyBMW website and make adjustments to your account including payments, changing due dates, purchasing additional miles for your lease, viewing payoff quotes, and much more.

90 Days To First Payment Program

Our BMW Financial Services is offering 90 Days to First Payment. Deferred payments and complementary maintenance for your new BMW. This program is available for New BMW Retail contracts up to 72 months and Used BMW Retail contracts up to 60 months, starting March 1, 2020. Eligible drivers can bring home a New or Certified Pre-Owned BMW without having to worry about payments for 90 days. With BMW Ultimate Drive included, you can enjoy complimentary scheduled maintenance for the first three years or 36,000 miles.

Any customer meeting credit requirements and purchasing a New or Certified Pre-Owned BMW between March 1 and June 30, 2020 is eligible for the 90 Days to First Payment program. You must take delivery by June 30, 2020. Contact our team here at Competition BMW of Smithtown with any questions or concerns you may have regarding this program. Stay safe and healthy.


Visit Competition BMW of Smithtown on 599 Middle Country Road in St. James today to speak with a Client Advisor about leasing or purchasing the perfect BMW for you.  Competition BMW of Smithtown is located near the Smith Haven Mall in Lake Grove, NY and about 15 minutes away from Stony Brook University and 20 minutes from MacArthur AirportCall us today at 888-734-3331 to schedule your appointment.  Visit our website to learn more about our inventory of new and pre-owned vehicles such as the 2021 BMW X1, 2021 BMW X3, 2021 BMW X5, 2021 BMW X7, 2021 BMW 2 Series, 2021 BMW 4 Series, 2021 BMW 7 Series, 2021 BMW Z4, BMW M, 2021 BMW i3 Electric Vehicle, and so many more. Additionally, check out our Lease Specials, Service Specials, and Parts Specials.