We are closed Sunday June 16th, in observance of Father's Day

Finance Center

Auto Finance in Smithtown, NY

Call us at: (888) 734-3331

Auto Loans & BMW Leases Are Available at Competition BMW of Smithtown

When you’ve settled on one of our new BMW models or one of our quality pre-owned BMW vehicles, the next step is getting you behind the wheel on a plan that helps you finance or lease your vehicle. That’s where our lease and finance team will be with you at every step of the way to discuss all the available options.

At Competition BMW of Smithtown, our finance team is here to provide you with an enjoyable shopping experience. We’re going to discuss all the available options to help you find which plan best suits your needs. Whether it is beneficial for you to buy a new BMW, or to lease it, we can provide answers to your questions, and guide you throughout your decision-making process to let you make a smart, well-informed choice. We will work with you according to your financial situation, as we provide a wide array of financing options through trusted financial institutions in the Saint James, NY area, along with Huntington, Commack, Dix Hills and Melville too.

We will also inform you about all current vehicle incentives for new and pre-owned BMW models, so you can enjoy extensive savings on a plethora of models that range from the BMW 3 Series, to the BMW 5 Series, the BMW X3BMW X5, and more.

You can get started on the approval process even before entering our showroom. Get in touch with our friendly service personnel and we will send you the essential materials to allow you to have a better idea of what to expect when you do come in to check out all we have to offer at Competition BMW of Smithtown including the different financing options.

If you have any other questions, feel free to get in touch with our finance team. We’d be happy to provide you with all the answers and we look forward to working with you to find your next new or pre-owned BMW.

Dealer Info

Phone Numbers:Parts Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat8:00 AM - 4:30 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat7:30 AM - 4:00 PM
  • SunClosed
Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 6:00 PM
  • Sun11:00 AM - 4:00 PM


Visit Competition BMW of Smithtown on 599 Middle Country Road in St. James today to speak with a Client Advisor about leasing or purchasing the perfect BMW for you.  Competition BMW of Smithtown is located near the Smith Haven Mall in Lake Grove, NY and about 15 minutes away from Stony Brook University and 20 minutes from MacArthur AirportCall us today at 888-734-3331 to schedule your appointment.  Visit our website to learn more about our inventory of new and pre-owned vehicles such as the 2023 BMW X1, 2023 BMW X3, 2023 BMW X5, 2024 BMW X7, 2021 BMW 2 Series, 2023 BMW 4 Series, 2023 BMW 7 Series, 2023 BMW Z4, BMW M, 2023 BMW i4 Electric Vehicle, and so many more. Additionally, check out our Lease Specials, Service Specials, and Parts Specials.   

Competition BMW of Smithtown is located at: 599 Middle Country Road • Saint James, NY 11780
Competition BMW of Smithtown 40.8607684, -73.1584491.