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Finance Center

Auto Finance in Smithtown, NY

Call us at: (888) 734-3331

Auto Loans & BMW Leases Are Available at Competition BMW of Smithtown

When you’ve settled on the new BMW model, or one of our quality pre-owned BMW vehicles, the next step is getting you behind the wheel, and on a plan that helps you pay for, or lease your vehicle. That’s where our lease and finance team is here to discuss all the options, and help you through the entire process.

At Competition BMW of Smithtown, our finance team is here to provide you with a relaxing environment. We’re going to discuss all your options, and find which course of action works for you. Whether it is beneficial for you to buy your new BMW, or to lease it, we can answer questions, and provide you with the guidance you need to make a smart, informed choice. We will work with you and your financial situation, as we provide different finance options through trusted financial institutions, including many local institutions in the Saint James, NY area, along with Huntington, Commack, Dix Hills and Melville too.

We will also discuss all current vehicle incentives for new and pre-owned BMW models, so you can experience savings on a plethora of models from the BMW 3 Series, to the BMW 5 Series, the BMW X3, BMW X5, and more.

You can get started on the approval process before you enter our showroom, too. Contact us, and we can send the materials you need so what when you do come in to check out all we have to offer at Competition BMW of Smithtown, you’ll have a better idea of what works for you, and your finances.

If you have any other questions feel free to contact our finance team, too. We’d be happy to answer any of them for you, and look forward to working with you to find your next new or pre-owned BMW model.

Dealer Info

Phone Numbers:Parts Hours:
  • Mon - Sat7:30 AM - 4:30 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:30 AM - 5:30 PM
  • Sat7:30 AM - 4:30 PM
  • SunClosed
Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 6:00 PM
  • Sun11:00 AM - 4:00 PM
Holiday Hours (Closed):
  • Mother’s Day
  • Memorial Day
  • Father’s Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Christmas Day
  • New Year's Day
  • Easter Sunday


Visit us at 599 Middle Country Rd, St James, NY 11780! Take home your new BMW using the Port Jefferson Ferry to Connecticut, or stop into our showroom on the way to Fire Island! We are located near the Smith Haven Mall and about 15 minutes away from Stony Brook University and 20 minutes from MacArthur Airport!

Competition BMW of Smithtown is located at: 599 Middle Country Road • Saint James, NY 11780
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(888) 734-3331

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599 Middle Country Road • Saint James, NY 11780

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Today's Hours:

Open Today! Sales: 9am-6pm

Open Today! Service: 7:30am-4:30pm

Open Today! Parts: 7:30am-4:30pm

Competition BMW of Smithtown 40.8607684, -73.1584491.