Once you’ve found your perfect new BMW or Certified Pre-Owned BMW, our Finance Center is here to make your next step simple and stress-free. Whether you’re interested in leasing or financing, our team is committed to finding the right solution for you.
Our finance professionals will take the time to understand your needs and recommend plans that fit your lifestyle. We work with trusted lenders throughout Saint James, East Setauket, Hauppauge, Port Jefferson, and Stony Brook to secure competitive rates and flexible terms – so you can focus on enjoying your Ultimate Driving Machine.
Whether you prefer the freedom of ownership or the flexibility of a lease, we’ll help you explore your options:
Leasing – Enjoy the latest BMW models every few years with lower monthly payments.
Financing – Build equity in your vehicle and customize it to your liking.
Our team will review all available programs and current BMW incentives to ensure you make an informed, confident decision.
Graduate Program– Recent college graduates can get an attractive rate and $1,000 towards the purchase or lease of any new or Certified Pre-Owned (CPO) BMW.
Military Incentive– Eligible lease customers can receive a $500 lease credit on new MY25/MY26 BMWs leased through BMW Financial Services NA, LLC.
Save time at the dealership by using our online tools: Apply for Finance and start your pre-approval today. Value your trade and get an instant estimate for your current vehicle. Use our payment calculator and see what fits your budget before your visit.
You can even reach out to our finance experts for personalized guidance before stepping into the showroom.
Our friendly and experienced finance specialists are here to help with every detail – from understanding credit options to finalizing your paperwork. Contact Competition BMW of Smithtown today to learn more about BMW financing and leasing options that fit your needs.
Visit Competition BMW of Smithtown on 599 Middle Country Road in St. James today to speak with a Client Advisor about leasing or purchasing the perfect BMW for you. Competition BMW of Smithtown is located near the Smith Haven Mall in Lake Grove, NY and about 15 minutes away from Stony Brook University and 20 minutes from MacArthur Airport! Call us today at 888-363-5873 to schedule your appointment. Visit our website to learn more about our inventory of new and pre-owned vehicles such as the 2026 BMW X1, 2026 BMW X3, 2026 BMW X5, 2026 BMW X7, 2026 BMW 2 Series, 2026 BMW 4 Series, 2026 BMW 7 Series, 2026 BMW Z4, BMW M, 2024 BMW i4 Electric Vehicle, and so many more. Additionally, check out our Lease Specials, Service Specials, and Parts Specials.
